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Bankruptcies
If you are facing financial challenges because of past due mortgage payments, unsecured loans, high medical bills, credit card debt, or an expensive business or personal decision, filing for bankruptcy in California may offer a solution to bring you financial relief. Filing for bankruptcy will put an end to those harassing phone calls from creditors and stop legal proceedings from being filed against you, including foreclosures sales and property tax. We understand that bankruptcy in California is a difficult decision, but we want you to know that you are not alone.
One of the primary purposes of bankruptcy is to discharge certain debts in order to give an honest individual debtor a fresh start. Many individuals are misinformed about the effects of bankruptcy in California. Filing for bankruptcy may reflect in your credit report for numerous years, but you can begin to reestablish your credit a few months after the case is completed. We will help you receive your right to a fresh start through Chapter 7, 11, or 13 bankruptcies.
The basic process is as follows. You first meet with a bankruptcy lawyer for an initial consultation which will enable us to assess your specific situation and goals. It is at this meeting where we will recommend pursuing relief under a specific chapter of bankruptcy. You will learn more about your options, even your non-bankruptcy options, and be able to make an informed decision as to your next steps. If you decide to retain us for our services, you will be provided with information which we will need to prepare your bankruptcy documents. We will sometimes offer different pricing options and payment plans depending on your specific situation. Once you have the required documentation then your bankruptcy schedules will be prepared, you will have an opportunity to review and sign them, and your case will be filed. We will take care of you throughout the bankruptcy discharge process, go to your initial court date, and ensure that your rights are protected along with your peace of mind. We offer full support throughout the entire process and help navigating your way back to financial stability.
    
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